Life insurance
Luxembourg
Tailor-made solutions & Wealth management

Reacting to the environment of the market and the requirements of its customers, Equatus® signed agreements with specialists in Wealth Management, in particular with independent Fund Managers and banks with a real independent choice in their allocation in respect of the clients’ needs.
Working with these professionals gives us the opportunity to set up fund allocations according to your profile, your desired level of risk, and other specific factors.
Equatus® will find the best and the most adapted insurance after an appointment with you in which we will ask you some questions in order to find the best solution for the future.
Your answers and your concerns and your wishes will be analysed in order to find the most adapted fund and portfolio allocations. This search will be done with our independent financial partners, under a legal European agreement.
Our partners were selected for their professionalism but also because their system and their working methods make it possible to answer to all types of requests. For a classic life insurance contract or for a tailor-made solution, including Wealth Management, you will get the best service guaranteed. All analysis are made to be in accordance with the actual legislation of your country, as well as the Luxembourg legislation on life insurance to give you the best scenario.
Luxembourg is one of the uncontested leaders for setting up tailor-made solutions. Its legislation makes it possible for any subscriber to be able to get Wealth Management through a life insurance contract.
Luxembourg is one of the uncontested leaders for setting up tailor-made financial planning solutions. Its legislation makes it possible for any subscriber to be able to have wealth management through a life insurance contract. Starting at 125.000 euros Net of investment, any investor can set up his own tailor-made contract. We can distinguish 4 categories :
The 4 categories
With regard to the dedicated funds of type D, it is stipulated the investments will have to respect the specification in appendix I of the Commissariat aux Assurances (C.A.A) circular letter, but no limitation is imposed.
We can create tailor-made solutions for your health insurance at the same time
The sophisticated nature of modern medicine and the constant increase in life expectancy rates are increasing the burden on the social security system in the long term. For the insured this means lower benefits and higher personal contributions.
With private health insurance you can protect yourself against the financial effects caused by illness. This supplements the compulsory social security system.
Whatever your occupational status, employee or freelance, you should now obtain healthcare protection that covers any costs resulting from an accident or illness.
The cost of supplementary sickness/heath insurance is based on your age and remains fixed during the following years. The earlier you start the more you gain.
In addition, the premiums you pay are also partly or totally tax-deductible depending on your position and the amount of premiums based on the legal deductible ceiling. This is another reason to subscribe as soon as possible.
Top-of-the-range service supplementary Healthcare, hospitalization and international repatriation
We have selected a company with an excellent reputation for its expertise, which offers medical insurance throughout the world to clients of all nationalities. These products are designed to satisfy the needs of the most demanding clients who wish to obtain cover privately or through their company.
International Hospitalisation and Health insurance offers you the best financial cover both when you are travelling and in your country of residence :
You choose your modules based on your specific needs or the countries you visit.
The hospital insurance represents the basic coverage encompassing all your hospital expenses and this may be a single module or extended to the one or more additional modules:
You can opt to have your policy with or without an excess contribution and it may be in another currency such as : euros, US dollars or British pounds.
Let us answer your questions
Contact us and we will get back to you promptly with a proposed solution to suit your needs.
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